Brokers vs. Big Banks: Who Really Gets You the Best Deal?

Here’s a little mortgage industry truth bomb: Most banks and retail lenders only show you their own products. That means you’re not comparison shopping — you’re just shopping in their store.

But at Wiser Lending, we’re mortgage brokers. And that makes all the difference.
Here’s how we stack up:

Big Bank Mortgage Broker (Wiser)
Only offers their rates Access to 20+ lenders
Higher overhead = higher fees Wholesale pricing passed to you
One-size-fits-all products Tailored loans for self-employed, investors, etc.
Impersonal service Personalized guidance start to finish+

And guess what? Many of our clients qualify for the same or better terms with lower closing costs and faster closings — just by working with us.