Our rates are NOT advertisements

Most lenders that advertise their rates on their website are just that: advertisements.  We would be more than happy to let you know what YOU qualify for and what is the best rate we can offer YOU.

Wiser Owl Rate OwlConventional 30 Year Fixed

6.375%

APR 6.489%

Wiser Owl Rate Owl VA 30 Year Fixed

5.99%

APR 6.125%

Wiser Owl Rate Owl FHA 30 Year Fixed

5.99%

APR 6.52%

Wiser Owl Rate Owl Conventional 15 Year Fixed

6.125%

APR 6.27%

Our Rates

Most lenders that advertise their rates on their website are usually just advertisements that are designed to get you to contact them. We like to call them Teaser Rates. You have to check the fine print to see what the Rate and Terms are based on to really see what kind of borrower and loan that rate is for. Usually the assumptions are pretty steep: 40% Down, 780 Credit, 10 year Term, ARM or Hybrid Loan and paying a discount point or two to buy the interest rate down. View our Rate Assumptions Here to see what the above rates are based on.

What Rate Do You Qualify For?

First, we will need a few moments of your time. We need to do our due diligence and gather a few pieces of information on your current financial situation and what you are looking to accomplish. Don’t worry, we don’t necessarily need your personal information at this time. If you can provide an estimate on your credit scores, that will do for now.

We are so confident in our rates, costs and customer service, we encourage our potential clients to compare multiple lenders side by side to ensure you are getting the best deal possible. We always advise our clients to work with a company that is willing to take a few minutes and gather enough information from you to send you a rock solid quote. Be aware of any quote you get without providing insight into your situation, you may end of being disappointed when the numbers change.

Get Your Mortgage Rate Today

We often tell our clients that you wouldn’t go to the doctor and expect a diagnosis or prescription without being seen first to discuss your symptoms. So why would you shop for a mortgage without doing the same and allowing the Loan Originator to understand your unique situation? Give us a call at 512-271-6868 or fill out our contact form and we will send you a mortgage rate today!

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We are Licensed in Texas and Florida

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loans we have closed (and counting)
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