Wiser Lending has Creative Financing For Today’s Market
It still blows me away how many mortgage seekers are misled that they don’t qualify. Most large lenders are only after the low hanging fruit and that leaves a large portion of potential mortgage clients left out in the cold thinking, they are not good enough to buy a new home or refinance their current home.
That’s where we come in. We wrote the book on creative financing to help those individuals who may have heard a No from a large retail mortgage company because of one issue or another. Just between you me and the wall – most of the clients we consult with that are searching for creative financing actually do qualify, but their previous lender lacked the expertise to see it. Regardless if you need our expertise to simply solve an easily fixed problem or you need our full-blown creative financing options – Wiser Lending has you covered.
Creative Financing
Just to name a few……
• Bank Statements as income
• Profit and Loss Income
• 1099 Loans
• Low Down Payments and Down Payment Assistance
• Assets used as income – have a large amount of cash but little to no income
• 2nd Liens for Cash out or Purchase
• Debt Service Coverage Ratio for Investors – No personal income or tax returns
• Jumbo Loans for luxury homes – Low down payments, VA financing and Alternative income available
• Low Credit Score Options
• Land Financing and Rural Properties
• Unique Homes – Barndominiums, Non Warrantable Condos, Multi Family Projects
• Hard Money and Bridge Financing
Why Wiser Lending Is Different
At Wiser Lending, we don’t believe in:
• One-size-fits-all loans
• Hiding fees behind teaser rates
• Rushing you into a decision
We believe in:
• Clear math
• Real options
• Smarter moves
Creative financing is how buyers win in this market — and how sellers get deals done.
________________________________________
The Wiser Move
If you’re buying, refinancing, or even just exploring your options, the smartest first step isn’t asking:
“What’s your rate?”
It’s asking:
“What’s the best way to structure this deal?”
That’s what we do at Wiser Lending — and it’s why our clients don’t just get mortgages.
They get strategies.
________________________________________
Ready to see what creative financing could look like for you?
Let’s run the numbers and build a smarter plan.
👉 Schedule a free Wiser Consultation: Calendly – Eric Weishaar
Wiser Lending — Smarter mortgages. Less nonsense.