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Can I Still Refinance If I Took a Forbearance Agreement Due To The Coronavirus?

Covid19 and the Coronavirus pandemic has really changed our world in the last few months. Our routines are different and with so much uncertainty still out there, our future is still foggy as we enter the fall of 2020. Now let’s throw another log on the fire and talk about the CARES Act and one […]

Mortgage Secrets Revealed – Texas Cash Out Loans

Listen as Eric Weishaar, owner of Wiser Lending discusses and reveals mortgage secrets about Texas Cash Out Loans.  Lenders outside of Texas are leading Texas Homeowners astray when shopping for cash out.  Eric separates the truth from fiction and helps Texas homeowners get the best deal possible.

Mortgage Secrets Revealed – Mortgage Interest Rates

Listen as Eric Weishaar discusses the difference between lenders and their interest rates.  What to look for when you are shopping for the best deal and how to avoid fake teaser rates.

Mortgage Costs: What is a Discount Point/Fee? What is an Origination Point/Fee?

  2020 has been the year of the Coronavirus and with that has come many changes to our world.  One thing we have seen a resurgence of is mortgage lenders charging points.  In the last decade we have seen and gotten used to not being charged origination or discount points when getting a mortgage.  Since […]

How has Covid19 Affected the Mortgage Industry? Can I get a Mortgage During the Coronavirus Pandemic?

  2020 has been a crazy year – toilet paper shortages, social distancing, lockdowns and face masks.  Not to mention the global pandemic of an unprecedented nature that we have not seen in 100 years.  The Novel Coronavirus has changed the world in just a few months; wreaking havoc on healthcare systems and every industry […]

Can I Get a Mortgage If I'm Self Employed?

  Crazy week this week for sure.  The last week of February 2020 has brought us a fear of a pandemic due to the Corona Virus, the DOW lost 3,500 points, mortgage rates approached record lows in the low 3s and mortgage applications are up over 1.5%. I decided I needed to take a break […]

New Higher Conventional Loan Limits for 2020 – Another Increase!

Fannie Mae and Freddie Mac are Making It Rain (again) for the 4th year in a row Fannie and Freddie are responsible for purchasing home loans from lenders, so they can replenish their supply of cash or capital funds in order to continue providing financing to borrowers.  They set lending guidelines and dictate the loan […]

Texas Cash Out Loan FAQ

Its late 2019 and interest rates have continued to remain low.  My crystal ball says we could see rates improve even further as we ring in the New Year 2020!  So, with rates low and our costs cheap we have a ton of clients hitting us up for Cash Out Refinances to take advantage of […]

How To Get Started In Real Estate Investing

  Everyone has seen the late night infomercials, heard the fast talking radio ads and of course watched an episode or two of house flipping shows on cable tv.  All provide outrageous claims that real estate is the easiest and best way to build wealth, to work for yourself, or to make yourself rich while […]

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